Enlight Research OÜ Terms & Conditions and Data Protection Policies
These Enlight Research OÜ (hereinafter referred to as the "firm" or "us" or “our” or “we”) Data Protection Policies, and Terms & Conditions (hereinafter referred to as "Terms & Conditions") specify the principles of processing your personal data, including data collection and use, and the terms and conditions that applies when you use the website www.enlightresearch.net or the services of the firm. By using the firm’s services or website, you confirm that you have carefully read, understood, and agreed to the present Terms & Conditions.
Annual Subscription: By purchasing an Annual Subscription, you agree to an initial pre-payment for one full year (12 months). After one year (12 months) and annually thereafter, you will be invoiced a recurring Annual Subscription renewal fee at the then-current Annual Subscription rate. We will notify you if the annual rate is changed. You may cancel your Annual Subscription anytime before the next annual invoice. We will charge your credit card for the Annual Subscription renewal fee in the first month of your next Annual Subscription period. For example, if you purchased an Annual Subscription in the beginning of June 2023, which ends in May 2024, we will invoice you for the second year (June 2024 – May 2025) in June 2024, unless you cancel your Annual Subscription before June 2024. Already paid Annual Subscription fees are non-refundable. You may cancel your Annual Subscription renewal at any time before you are invoiced for the next year by logging into your account, click on button “Premium” and click on the Manage your subscription link and follow the cancellation steps described. If you need help, feel free to contact us at admin@enlightresearch.net.
Monthly Subscription: By purchasing a Monthly Subscription, you agree to an initial pre-payment for one full month (1 month). After one month (1 month), you will be invoiced a recurring Monthly Subscription renewal fee at the then-current Monthly Subscription rate. We will notify you if the monthly rate is changed. We will charge your credit card for the Monthly Subscription renewal fee in the first week of a month. Already paid Monthly Subscription fees are non-refundable. You may cancel your Monthly Subscription renewal at any time before you are invoiced for the next month by logging into your account, click on button “Premium” and click on the Manage your subscription link and follow the cancellation steps described. If you need help, feel free to contact us at admin@enlightresearch.net.
We process personal data in accordance with the following principles: (1) personal data is processed only in accordance with these Terms & Conditions and relevant legislation; (2) collection and processing of the personal data take place only for the purposes specified in these Terms & Conditions; (3) we collect personal data that is: (a) relevant and limited to what is necessary for processing for the purposes set out in these Terms & Conditions; (b) correct and up-to-date; and (c) retained only for such time as may be necessary for the purposes of these Terms & Conditions.
We apply appropriate technological and organisational measures to ensure the availability, correctness, integrity and confidentiality of personal data. Personal data that the firm may collect are: full name, date of birth, personal identification code, residence address, email address, mobile phone number, your investment profile and interests, communication between you and the firm (e-mails and phone calls), and other information, which we need in order to provide you with our research services.
The firm collects and processes personal data for the following purposes: for the optimal performance of the research service including your specific areas of interest based on your investment profile, for the performance of legal obligations, and for marketing purposes.
The firm may send you investment services marketing materials, report alerts, research reports, investment newsletters, and information about deals and events based on the consent given by you when providing us with your email address, when notifying us of your area of interest, and when “following” a company. Your personal data will be retained until your consent is withdrawn (for example when “unfollowing” a company or sending an email to admin@enlightresearch.net notifying that you want to be taken off the firms email list(s)).
With regard to the collection and use of your personal data, you have the following rights: the right to information concerning the processing of your personal data, the right to access your personal data, the right to correct your personal data, the right to erase your data, the right to restrict the processing of your data, the right to transfer your data, the right to object the processing of your personal data.
When collecting and using your personal data, we may share your personal information with the following third parties: state authorities and state service providers to whom the firm is required to disclose personal data under the law; couriers who help us to send mails or emails, and partners with whom we have arranged an event, gift, discount or other special offer for you. The referenced parties may be located within and outside the European Economic Area.
Our website may use cookies, which is a text file that a website may have stored on a computer or other communication device, when you visit a website. Cookies allow us to improve the quality of our services. Restricting the use of cookies may also limit the use of our website. Cookies provide us with information such as the number of visitors to the website, the pages they visit, and the time spent on our website. For more information on use of cookies of the most popular web browsers, see Internet Explorer; Chrome; Firefox; Safari; Opera. We may update these Terms and Conditions from time to time, which we will notify you through the website www.enlightresearch.net.
The firm may change or discontinue the website at any time without notice. The firm reserve the right to terminate your account at any time at the firm’s sole discretion. The user may also terminate their account at any time at their sole discretion. For some services, you need to register an account and give your name, and email, create a username and password, and authorize payments. You must ensure you’re your registration credentials are accurate, truthful, and updated. The Company reserves the right to block an account at our sole discretion. You are responsible for maintaining the confidentiality of your registration details and must inform us immediately of unauthorized use your account to admin@enlightresearch.net.
You can also sign into the website using a social networking account, such as a Google account. Where you give appropriate permissions, we will receive contact and identifier information about you from your social networking account, such as name and email.
You understand that laws regarding financial information and services differ depending on country, and it is your full obligation to ensure that you fully comply with applicable laws and regulations in the relevant country with regards to the use of the firm’s website and services.
You agree not to crawl, “deep-link”, resell, or permit access to the website to others and not to copy any materials appearing on the website for resale.
You understand that the firm and its co-operation partners and content providers are not responsible for any losses, direct or indirect, that you or a person you have been in contact with may experience.
You understand that the firm’s commissioned research reports are commissioned by the company covered in the report which means Enlight Research OÜ receives compensation to write research on the company. The compensation is pre-determined and does not depend on the content in the report. The reports are not to be considered investment research under MiFID regulations. The firm does not issue investment recommendations or advice.
You understand that the firm’s reports and other content – both commissioned and non-commissioned - are for informational purposes only i.e., it should not be considered as an offer to sell or buy. You are encouraged to make your own research and not rely solely on the firm’s reports when making your investment decisions. The decision to invest or not to invest is fully your responsibility i.e., the firm takes no responsibility nor gives any guarantees with regards to investment decisions made by you. Investing in financial instruments entails risk e.g., the price of a financial instrument can decrease or increase. Past performance is not a guarantee for future performance.
You understand that the firm’s reports – both commissioned and non-commissioned - are based on information and sources that the firm deemed to be reliable. However, the firm cannot guarantee the accuracy or completeness of the information. All forward-looking statements and financial forecasts entail uncertainty and are subject to change without notice. The firm accept no liability for any loss or damage resulting from the use of the firm’s reports, website, or any other service of the firm.
These Terms & Conditions shall be governed by the laws of the Republic of Estonia.
These Enlight Research OÜ (hereinafter referred to as the "firm" or "us" or “our” or “we”) Data Protection Policies, and Terms & Conditions (hereinafter referred to as "Terms & Conditions") specify the principles of processing your personal data, including data collection and use, and the terms and conditions that applies when you use the website www.enlightresearch.net or the services of the firm. By using the firm’s services or website, you confirm that you have carefully read, understood, and agreed to the present Terms & Conditions.
Annual Subscription: By purchasing an Annual Subscription, you agree to an initial pre-payment for one full year (12 months). After one year (12 months) and annually thereafter, you will be invoiced a recurring Annual Subscription renewal fee at the then-current Annual Subscription rate. We will notify you if the annual rate is changed. You may cancel your Annual Subscription anytime before the next annual invoice. We will charge your credit card for the Annual Subscription renewal fee in the first month of your next Annual Subscription period. For example, if you purchased an Annual Subscription in the beginning of June 2023, which ends in May 2024, we will invoice you for the second year (June 2024 – May 2025) in June 2024, unless you cancel your Annual Subscription before June 2024. Already paid Annual Subscription fees are non-refundable. You may cancel your Annual Subscription renewal at any time before you are invoiced for the next year by logging into your account, click on button “Premium” and click on the Manage your subscription link and follow the cancellation steps described. If you need help, feel free to contact us at admin@enlightresearch.net.
Monthly Subscription: By purchasing a Monthly Subscription, you agree to an initial pre-payment for one full month (1 month). After one month (1 month), you will be invoiced a recurring Monthly Subscription renewal fee at the then-current Monthly Subscription rate. We will notify you if the monthly rate is changed. We will charge your credit card for the Monthly Subscription renewal fee in the first week of a month. Already paid Monthly Subscription fees are non-refundable. You may cancel your Monthly Subscription renewal at any time before you are invoiced for the next month by logging into your account, click on button “Premium” and click on the Manage your subscription link and follow the cancellation steps described. If you need help, feel free to contact us at admin@enlightresearch.net.
We process personal data in accordance with the following principles: (1) personal data is processed only in accordance with these Terms & Conditions and relevant legislation; (2) collection and processing of the personal data take place only for the purposes specified in these Terms & Conditions; (3) we collect personal data that is: (a) relevant and limited to what is necessary for processing for the purposes set out in these Terms & Conditions; (b) correct and up-to-date; and (c) retained only for such time as may be necessary for the purposes of these Terms & Conditions.
We apply appropriate technological and organisational measures to ensure the availability, correctness, integrity and confidentiality of personal data. Personal data that the firm may collect are: full name, date of birth, personal identification code, residence address, email address, mobile phone number, your investment profile and interests, communication between you and the firm (e-mails and phone calls), and other information, which we need in order to provide you with our research services.
The firm collects and processes personal data for the following purposes: for the optimal performance of the research service including your specific areas of interest based on your investment profile, for the performance of legal obligations, and for marketing purposes.
The firm may send you investment services marketing materials, report alerts, research reports, investment newsletters, and information about deals and events based on the consent given by you when providing us with your email address, when notifying us of your area of interest, and when “following” a company. Your personal data will be retained until your consent is withdrawn (for example when “unfollowing” a company or sending an email to admin@enlightresearch.net notifying that you want to be taken off the firms email list(s)).
With regard to the collection and use of your personal data, you have the following rights: the right to information concerning the processing of your personal data, the right to access your personal data, the right to correct your personal data, the right to erase your data, the right to restrict the processing of your data, the right to transfer your data, the right to object the processing of your personal data.
When collecting and using your personal data, we may share your personal information with the following third parties: state authorities and state service providers to whom the firm is required to disclose personal data under the law; couriers who help us to send mails or emails, and partners with whom we have arranged an event, gift, discount or other special offer for you. The referenced parties may be located within and outside the European Economic Area.
Our website may use cookies, which is a text file that a website may have stored on a computer or other communication device, when you visit a website. Cookies allow us to improve the quality of our services. Restricting the use of cookies may also limit the use of our website. Cookies provide us with information such as the number of visitors to the website, the pages they visit, and the time spent on our website. For more information on use of cookies of the most popular web browsers, see Internet Explorer; Chrome; Firefox; Safari; Opera. We may update these Terms and Conditions from time to time, which we will notify you through the website www.enlightresearch.net.
The firm may change or discontinue the website at any time without notice. The firm reserve the right to terminate your account at any time at the firm’s sole discretion. The user may also terminate their account at any time at their sole discretion. For some services, you need to register an account and give your name, and email, create a username and password, and authorize payments. You must ensure you’re your registration credentials are accurate, truthful, and updated. The Company reserves the right to block an account at our sole discretion. You are responsible for maintaining the confidentiality of your registration details and must inform us immediately of unauthorized use your account to admin@enlightresearch.net.
You can also sign into the website using a social networking account, such as a Google account. Where you give appropriate permissions, we will receive contact and identifier information about you from your social networking account, such as name and email.
You understand that laws regarding financial information and services differ depending on country, and it is your full obligation to ensure that you fully comply with applicable laws and regulations in the relevant country with regards to the use of the firm’s website and services.
You agree not to crawl, “deep-link”, resell, or permit access to the website to others and not to copy any materials appearing on the website for resale.
You understand that the firm and its co-operation partners and content providers are not responsible for any losses, direct or indirect, that you or a person you have been in contact with may experience.
You understand that the firm’s commissioned research reports are commissioned by the company covered in the report which means Enlight Research OÜ receives compensation to write research on the company. The compensation is pre-determined and does not depend on the content in the report. The reports are not to be considered investment research under MiFID regulations. The firm does not issue investment recommendations or advice.
You understand that the firm’s reports and other content – both commissioned and non-commissioned - are for informational purposes only i.e., it should not be considered as an offer to sell or buy. You are encouraged to make your own research and not rely solely on the firm’s reports when making your investment decisions. The decision to invest or not to invest is fully your responsibility i.e., the firm takes no responsibility nor gives any guarantees with regards to investment decisions made by you. Investing in financial instruments entails risk e.g., the price of a financial instrument can decrease or increase. Past performance is not a guarantee for future performance.
You understand that the firm’s reports – both commissioned and non-commissioned - are based on information and sources that the firm deemed to be reliable. However, the firm cannot guarantee the accuracy or completeness of the information. All forward-looking statements and financial forecasts entail uncertainty and are subject to change without notice. The firm accept no liability for any loss or damage resulting from the use of the firm’s reports, website, or any other service of the firm.
These Terms & Conditions shall be governed by the laws of the Republic of Estonia.